20 Ways to improve your credit score

20 Ways to improve your credit score

1. Pay bills on time

2. Keep credit card balances low

3. Don't open new credit cards

4. Monitor your credit report regularly

5. Pay off debt

6. Don't close old accounts

7. Don't apply for too much credit

8. Limit hard credit inquiries

9. Don't co-sign loans

10. Dispute inaccurate information on your credit report

11. Don't take out payday loans

12. Use credit cards responsibly

13. Pay more than the minimum payment

14. Use a secured credit card

15. Don't overspend

16. Set up automatic bill payments

17. Reduce the amount of debt you owe

18. Request a credit limit increase

19. Become an authorized user on someone else's credit card

20. Ask for a goodwill adjustment from your creditors